Check your Name in PM Awas Yojana List 2025

What is Pradhan Mantri Awas Yojana – Urban 2.0?

PMAY-U 2.0 is an upgraded and extended version of the original PMAY-U scheme. It focuses on addressing the housing shortage
among Economically Weaker Sections (EWS), Low-Income Groups (LIG), and Middle-Income Groups (MIG) in urban areas.
The scheme aims to ensure that every family has access to a pucca house equipped with basic amenities such as water supply, sanitation, and electricity.

PMAY-U 2.0 emphasizes the completion of pending projects, the use of sustainable and green construction technologies,
and inclusivity by extending benefits to marginalized sections of society such as slum dwellers, women, and persons with disabilities.

Objectives of PMAY – Urban 2.0

• To fulfill the vision of “Housing for All” by offering affordable homes to eligible urban households.
• To encourage eco-friendly, sustainable, and resilient construction practices.
• To enhance urban infrastructure and promote well-integrated living environments.
• To complete all ongoing and pending projects from PMAY-U Phase 1.
• To foster public-private partnerships in the affordable housing sector.

Key Features of Pradhan Mantri Awas Yojana – Urban 2.0

• Subsidized Loans: Credit-linked subsidies are provided on home loans for both new construction and renovation.
• Beneficiary-Led Construction: Financial assistance is given to individuals for building their own houses.
• Technology Innovation: Adoption of green, energy-efficient, and disaster-resilient construction methods.
• Inclusive Approach: Priority given to women, Scheduled Castes (SC), Scheduled Tribes (ST), minorities, and differently-abled individuals.
• Transparency: Real-time online monitoring through the CLSS Awas Portal (CLAP) and direct benefit transfer (DBT) to beneficiaries.

Components of PMAY – Urban 2.0

The scheme is divided into four main verticals, each designed to meet different housing needs:

1. In-Situ Slum Redevelopment (ISSR):
   Uses land as a resource to redevelop slums in collaboration with private developers and provides houses to eligible slum dwellers.
2. Credit-Linked Subsidy Scheme (CLSS):
   Offers interest subsidies on home loans to EWS, LIG, MIG-I, and MIG-II categories.
3. Affordable Housing in Partnership (AHP):
   Promotes joint efforts between private developers and government bodies to construct affordable houses for urban poor.
4. Beneficiary-Led Individual House Construction (BLC):
   Provides financial support to individuals for constructing or upgrading their houses.

Eligibility Criteria for PMAY – Urban 2.0

• The applicant must be a citizen of India.
• The applicant or their family should not own a pucca house anywhere in India.
• The beneficiary family should consist of a husband, wife, and unmarried children.
• Income eligibility categories include:
  • EWS: Annual income up to ₹3 lakh.
  • LIG: Annual income between ₹3 lakh and ₹6 lakh.
  • MIG-I: Annual income between ₹6 lakh and ₹12 lakh.
  • MIG-II: Annual income between ₹12 lakh and ₹18 lakh.
• Preference is given to women applicants and marginalized groups.

🏠 How to Check Your Name in the PM Awas Yojana List

The Pradhan Mantri Awas Yojana (PMAY) is a flagship housing initiative of the Government of India
aimed at ensuring affordable housing for every citizen. If you have applied for PMAY, you can check whether your name
appears in the beneficiary list by following the steps below.

🔍 Step-by-Step Guide to Check Name in the PMAY (Urban) List

1. Visit the Official PMAY Website:
   Go to PMAY Urban Website
2. Select “Search Beneficiary” Option: On the homepage, hover over the “Search Beneficiary” tab and click on “Search by Name”.
3. Enter Your Aadhaar Number: Type the first three characters of your Aadhaar number and click “Show”.
4. View Your Details: If your name is listed, your details such as beneficiary name, father’s name, city, and application status will be displayed.

🏡 How to Check Your Name in the PMAY (Gramin) List

1. Visit the PMAY-G Official Website:
   Go to PMAY Gramin Website
2. Click “Stakeholders” → “IAY/PMAYG Beneficiary”: From the top menu, choose “Stakeholders” and then click “IAY/PMAYG Beneficiary”.
3. Enter Your PMAY-G Registration Number: If you have your registration number, enter it to view your beneficiary details directly.
4. If You Don’t Have a Registration Number: Click “Advanced Search”, fill in details such as State, District, Block, Panchayat, and Scheme Name, then click “Search”.
5. View the List: The list of beneficiaries matching your search criteria will be displayed. You can find your name and application details here.

🏠 How to Apply for PMAY-U 2.0

Applying for the Pradhan Mantri Awas Yojana – Urban 2.0 (PMAY-U 2.0) is a simple, transparent, and citizen-friendly process designed to help individuals fulfill their dream of owning a home.
Follow the step-by-step guide below to apply online:

• Visit the official PMAY-U website: pmaymis.gov.in.
• Click on the “Citizen Assessment” option and choose the relevant category (e.g., “For Slum Dwellers” or “Benefits under 3 Components”).
• Enter your Aadhaar number to proceed.
• Fill out the application form carefully with accurate personal, income, and property details.
• Upload all required documents such as identity proof, income proof, and property documents.
• Review all the entered details thoroughly and submit the application.
• Upon submission, you will receive an Application Reference Number that can be used to track your application status online.

Offline Application

Alternatively, applicants can visit their nearest Common Service Center (CSC) or Urban Local Body (ULB) to apply manually for the scheme.

📄 Documents Required

• Aadhaar Card
• Proof of Income
• Property documents (if applicable)
• Bank account details
• Affidavit declaring that the applicant does not own a pucca house
• Recent passport-sized photographs

💰 Benefits of PMAY-U 2.0

• Financial assistance of up to ₹2.67 lakh under the Credit Linked Subsidy Scheme (CLSS).
• Access to affordable housing with modern amenities and infrastructure.
• Encouragement of women empowerment through joint ownership benefits.
• Improved living standards and urban rejuvenation.
• Support for sustainable, eco-friendly housing practices.

📊 Implementation Progress of PMAY-U 2.0

As of early 2025, the PMAY-U 2.0 mission has achieved remarkable progress:

• Over 118 lakh houses sanctioned across India.
• More than 72 lakh houses completed and handed over to beneficiaries.
• Widespread adoption of advanced construction technologies through the Global Housing Technology Challenge (GHTC).
• States like Uttar Pradesh, Maharashtra, Gujarat, and Tamil Nadu leading in implementation and completion rates.

⚠️ Challenges Faced

Despite its large-scale success, the PMAY-U 2.0 program continues to face certain challenges, including:

• Delays in land acquisition and project approvals.
• Mobilizing resources for large-scale urban housing construction.
• Ensuring consistent quality standards across multiple project sites.
• Addressing housing needs of migrant and transient urban populations.

🔮 Future Prospects

The government is determined to complete the “Housing for All” mission by 2026 under PMAY-U 2.0.
The next phase will focus on innovative financial models, smart housing solutions, energy-efficient homes,
and greater private sector participation to ensure comprehensive and sustainable urban housing growth in India.

🏁 Conclusion

Pradhan Mantri Awas Yojana – Urban 2.0 (PMAY-U 2.0) is a transformative initiative aimed at building an inclusive, equitable, and sustainable urban India.
By addressing the core issue of affordable housing and integrating it with social, economic, and infrastructural development,
PMAY-U 2.0 has become a symbol of hope and progress for millions of urban citizens.
If you meet the eligibility requirements, seize this opportunity and apply today for a better, brighter tomorrow!